Access Salary-Backed Loans With Flexible Repayment

Apply for payroll loans designed for salaried employees with structured repayment plans and transparent terms. No hidden fees, just straightforward financial support.

24-48hQuick Approval
3-18mFlexible Tenor
0%Hidden Fees

Eligibility Criteria

To access our payroll loans, you need to meet the following basic requirements.

Must be employed full-time

Must have stable income

Age must be between 21–59 years

Must have a salary account

Must provide valid ID

Must provide BVN

Employer should be verifiable

Required Documents

We require minimal documentation to process your loan. Please ensure you have clear digital copies of these documents ready before you begin your application.

Government-issued ID
Work ID
Employment letter
Utility bill (not older than 3 months)
6 months bank statement
Passport photograph / live face capture

Products Overview.

Request a loan against your payroll, get a formal offer, and accept digitally. No paperwork, no branch visits.

Quick Registration

Select your desired loan amount and repayment period. Our smart system will instantly show you your potential monthly repayments.

Create Loan Request
Step 02
Accept Your Offer

Payroll Loan
Calculator

Need quick funds? Estimate your monthly repayment instantly. Enter your details to see how they stack up.

₦
%
Months
₦650,000
Principal - 76.9%
Interest - 23.1%

Monthly Payment

₦54,167

Total Interest

₦150,000

Avg Rate

2.5%

Final Payoff

Jul 2027

* This is an estimate based on your inputs. Actual rates and terms may vary based on your credit profile and employer partnership.

Frequently Asked Questions

The approval process typically takes between 24 - 48 hours once all required documents have been submitted and verified.

Ready to secure your
financial future?

Take the first step towards your goals today. Our application process is 100% digital, secure, and takes less than 5 minutes.